Medicare Advantage
Besides Medicare Parts A & B, which are federally administered, another healthcare coverage option is available to you: Medicare Part C, better known as Medicare Advantage plans. These are offered by private insurance companies that have contracted with the federal government. If you're considering a Medicare Advantage plan, take a look at us, Lenny Dobens Insurance, here in Nashua. We can help you select the best Medicare Advantage plan to address your needs.
Should you option a Medicare Advantage plan, healthcare benefits that would have been addressed by Medicare Part A and Part B will be paid by the insurance company offering the plan, instead of by the Federal Government. After you've signed up, you're eligible for all the coverage of traditional Medicare Parts A and B - as well as, quite often, "extras" such as gym membership, extra hospital days, and Part D prescription drug coverage. Some Medicare Advantage plans may also provide dental, vision, and hearing benefits as well.
The specifications of the specific plan you select as well as your geographic location will determine if you have to pay a monthly premium for your Medicare Advantage Plan. Regardless of which plan you choose, you'll have to keep on paying your Medicare Part B premium, unless you qualify for extra help. Please understand that most Medicare Advantage plans make use of provider networks.